Terms of Service

Last updated: December 7, 2025

1. Acceptance of Terms

By accessing or using Life Navigator ("the Service"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Service.

2. Description of Service

Life Navigator is an AI-powered life management platform that helps you organize and optimize various aspects of your life including finances, health, career, education, and personal goals through intelligent insights and integrations with third-party services.

3. User Accounts

To use certain features of the Service, you must create an account. You agree to:

  • Provide accurate and complete information
  • Maintain the security of your account credentials
  • Notify us immediately of any unauthorized access
  • Be responsible for all activities under your account

4. Acceptable Use

You agree not to:

  • Use the Service for any illegal purpose
  • Attempt to gain unauthorized access to any part of the Service
  • Interfere with or disrupt the Service
  • Share your account credentials with others
  • Use the Service to harm or exploit others

5. Third-Party Integrations

The Service integrates with third-party services (such as Google, Microsoft, Plaid, health platforms, and others). Your use of these integrations is also subject to the terms and policies of those third-party providers. We are not responsible for the practices of these third parties.

6. Intellectual Property

The Service and its original content, features, and functionality are owned by Life Navigator and are protected by international copyright, trademark, and other intellectual property laws.

7. Disclaimer of Warranties

The Service is provided "as is" without warranties of any kind. We do not guarantee that the Service will be uninterrupted, secure, or error-free. AI-generated insights and recommendations are for informational purposes only and should not replace professional financial, medical, or legal advice.

8. Limitation of Liability

To the maximum extent permitted by law, Life Navigator shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of or inability to use the Service.

9. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on this page and updating the "Last updated" date.

10. Contact Us

If you have any questions about these Terms, please contact us at: legal@lifenavigator.tech

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General information, not financial, tax, or legal advice.